Please read these Terms of Service ("Terms") carefully before using the website [Website URL] ("Website") operated by BS&O ("we," "us," or "our").

1. Acceptance of Terms: By accessing or using the Website, you agree to be bound by these Terms and all applicable laws and regulations. If you do not agree to these Terms, please refrain from using the Website.

2. Use of the Website: You may use the Website for lawful purposes only and in accordance with these Terms. You are prohibited from engaging in any activity that may disrupt or interfere with the proper functioning of the Website or infringe upon the rights of others.

3. Intellectual Property: All content, materials, and graphics on the Website are the property of BS&O or its licensors and are protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of any content from the Website without our prior written consent.

4. User Contributions: You may have the opportunity to submit or post content on the Website, including comments, reviews, or other materials ("User Contributions"). By submitting User Contributions, you grant us a non-exclusive, worldwide, royalty-free, perpetual, and irrevocable right to use, reproduce, modify, adapt, publish, translate, distribute, and display such User Contributions in any media.

5. Privacy Policy: Your use of the Website is subject to our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using the Website, you consent to the collection and use of your information as described in our Privacy Policy.

6. Links to Third-Party Websites: The Website may contain links to third-party websites or services that are not owned or controlled by BS&O. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. Your interactions with such third-party websites are solely between you and the third party.

7. Disclaimer of Warranties: The Website and its content are provided on an "as is" and "as available" basis, without any warranties or representations, whether express or implied. We do not guarantee the accuracy, completeness, or reliability of any content on the Website. Your use of the Website is at your own risk.

8. Limitation of Liability: In no event shall BS&O or its affiliates be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use of the Website, even if advised of the possibility of such damages.

9. Indemnification: You agree to indemnify, defend, and hold harmless BS&O, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses arising out of or in connection with your use of the Website or violation of these Terms.

10. Governing Law: These Terms shall be governed by and construed in accordance with the laws of Republic of The Philippines, without regard to its conflict of laws principles.

11. Changes to Terms: BS&O reserves the right to modify or replace these Terms at any time without prior notice. Your continued use of the Website following the posting of any changes constitutes acceptance of those changes.

If you have any questions about these Terms, please contact us at: bso.corporatefinance@gmail.com